• Useful Handy Technology Products
  • SMS Banking:Customer can get information of Balance and/or last three transactions of his account 24 x 7.
  • Mobile Banking (IMPS):IMPS offers an instant, 24 x 7 x 365, interbank electronic fund transfer service through mobile phones.
    1. P2P service:Person to Person Funds transfer from one account to another account via mobile with MMID (Mobile Money Identifier).
    2. P2A service:Person to Account Funds transfer from one account to another account through mobile using IFSC code and Account number (like RTGS/NEFT).
    3. P2U service:Person to UIDAI Funds transfer from one account to another account through mobile using Aadhaar number.
    4. P2M service:Person to Merchant Funds Transfer from an account to a merchant against utility bill payment/purchase of goods or services.
    5. M2P Service:Merchant to Person A customer can initiate a transaction from a Merchants Web site for the services availed by him. (e.g. Railway Booking, BSNL Bill Payment, etc.)
  • Statement by mail: Statement is generated and sent to customer's registered e-mail id, in a password protected zip format. This saves on paper.

  • RTGS & NEFT: RTGS system is a Fund Transfer Mechanism where transfer of money takes place from on e-bank to another on a Real Time and on a Gross basis.

  • RuPay ATM cum Debit card (NFS): Our customer can access about 173000+ ATMs all over India, as we have joined the NFS network and we can use RuPay Debit Card on POS terminals and for E-Commerce transactions.

  • Mega Banker (Cash Deposit, Passbook printing and Cheque deposit) : In this facility a terminal is provided in the branch premises for customers 24X 7X365. Customer can Deposit Cash/Cheque at any time of his convenience. Passbook can also be printed by himself.

  • Aadhaar Card Link:For Gas subsidy, Scholarship etc.

  • Cheque Truncation System (CTS):Newly introduced clearing platform by RBI and managed by NPCI. In this system the movement of the physical cheques is not done. Instead, the image of the cheques is exchanged within the Banks, on the basis of which the transaction is completed.

  • DeMAT services of both depositories namely National Securities & Depository Ltd.(NSDL) & Central Depository Services Ltd.,(CDSL) .

  • Application Supported By Blocked Amount (ASBA):ASBA is a process developed by SEBI for applicants for applying to IPO. Under ASBA scheme a customer having saving or current account can apply for IPO through ASBA, in which the application amount is not transferred to the company but is just blocked (ear marked) by the Bank. On allotment, the bank pay the amount for the allotted shares to the registrar by debiting the customer’s account and balance released is after allotment .